PodMars 1440x256

限時精選信用卡活動推薦

喜歡拿到額外好禮的那種滿足感嗎？市面上信用卡活動百百種，最懂你的Money101精選出來的活動才是你的心頭好！我們提供給您最豐富多樣的選擇，讓您申辦信用卡消費之餘，再享額外的首刷禮回饋！不管是行李箱、小家電又或是刷卡金、即享券，多種首刷禮活動任你挑選。把最優惠的訊息提供給最值得的你！快把握時間參加您最中意的活動，限時優惠錯過就不在。
Money101 獨家優惠

2024年4月必辦信用卡推薦

首刷禮

國內消費現金回饋

國外消費現金回饋
第一銀行 鈦金商旅卡
第一銀行 鈦金商旅卡
1️⃣ Money101通路限定首刷禮:
200元Edenred即享券
2️⃣ 行動支付回饋250元
外幣消費3.2%回饋無上限
3 %
指定通路消費
3.2 %
回饋無上限
第一銀行 Living Green綠活卡
第一銀行 Living Green綠活卡

1️⃣ Money101通路限定首刷禮:
200元Edenred即享券
2️⃣ 行動支付回饋250元
3️⃣ 好禮二選一:最高500元刷卡金/M.Rino 20吋行李箱

自動加值/台鐵/高鐵
最高5%回饋
10 %
不適用

旅日必備信用卡推薦

玉山銀行 熊本熊卡

玉山銀行 熊本熊卡

國外消費現金回饋

8.5
%
含基本回饋國外1%+日本地區消費加碼1%+指定日本商店消費加碼5%+雙幣卡國外消費免收1.5%國外交易服務費

國內消費現金回饋

3
%
（含國內1% +綠色通路加碼2%）

年費

首年免年費
更多資訊
隱藏資訊

獎勵

於2023/7/24~2024/1/31首次申辦玉山熊本熊卡正卡，於核卡後45天內新增國內一般消費，新戶累積滿1,999元(含)以上，舊戶累積滿9,999元(含)以上，贈【熊本熊官方授權20吋行李箱】1個！
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+綠色通路加碼2%)，加碼2%每期回饋上限300元，於當期帳單直接折抵一般消費。</li> ※指定綠色通路 <br> (1) 指定綠色餐廳：摩斯漢堡、築間幸福鍋物、藏壽司 <br> (2) 指定環保旅館：老爺酒店集團、捷絲旅、煙波大飯店、福容大飯店、承億文旅、凱撒飯店 <br> (3) 指定環保旅行社：原森旅行社有限公司、捷安特旅行社股份有限公司 <br> (4) 指定綠色交通通路：高鐵、台鐵、Wemo、iRent、Goshare <br> (5) 指定森林園區與農場：太平山森林園區、福壽山農場、清境農場、飛牛牧場、東勢林場遊樂區、走馬瀨農場、杉林溪森林生態渡假園區、西湖渡假村 <li>其他注意事項說明詳見玉山銀行官網。</li> </ul>"],"cons":[]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"","description":{"shortDescription":"不適用","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"RETAIL_APR","display":"循環信用利率"},"value":null,"description":{"shortDescription":"信用卡循環利率：5.88%-15%(依本行電腦評等而訂，基準日：2015/9/1)預借現金手續費(依預借現金約定結付幣別區分)：預借現金金額x3.5%+(新臺幣100元/3.5美元/350日圓/2.5歐元) 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台北富邦 J卡

台北富邦 J卡

國外消費現金回饋

10
%
日韓3%無上限+加碼3%刷卡金(需登錄)+日韓精選通路加碼4％

國內消費現金回饋

2
%
新戶限定

年費

首年免年費
更多資訊
隱藏資訊

獎勵

新戶申辦J卡正卡(含J Cash、J Points及JU卡)，並設定本人富邦帳戶代扣繳本行信用卡費，核卡後90天內國內一般消費享最高2%刷卡金回饋。
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台新銀行 台新街口聯名卡

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永豐銀行 SPORT卡

永豐銀行 SPORT卡

行動支付回饋

7
%
Apple Pay/Google Pay/Samsung Pay/Garmin Pay

國外消費現金回饋

2
%
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即日起-2024/6/30，新戶核卡45天內一般消費綁定Apple Pay/Google Pay支付享最高27%回饋(包含新戶首刷+20%及卡片回饋最高7%)
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遠東商銀 快樂信用卡

遠東商銀 快樂信用卡

行動支付回饋

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國外消費現金回饋

3
%
外幣消費刷滿額最高享3%回饋

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HAPPY GO點數最高2倍 / 指定網購/咖啡/服飾最高5%回饋 / 月月滿額最高回饋刷卡金500元
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交通加油信用卡推薦

台北富邦 台灣大哥大Open Possible聯名卡

台北富邦 台灣大哥大Open Possible聯名卡

年費

首年免年費

加油消費現金回饋

5%

電信繳費現金回饋

5.5%

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10pt;'><strong>保費 0.5%</strong></span></p> </td> <td> <p><span style='font-size: 10pt;'>刷保費享優惠二選一 <br> 優惠1：0.5%現金回饋，無上限(系統預設) <br> 優惠2：12期分期0利率(可設定3/6/9/12期) <br> ※保費優惠設定方式： 網路銀行/行動銀行<信用卡/簽帳金融卡>，於<我的信用卡>或<服務設定>進行設定。</span></p> </td> </tr> </tbody> </table>","<strong>myMoney金融生活圈</strong> <ul> <li>累積小財富 富邦奈米存 數位帳戶：即日起~2023/12/31 <br> 1.台幣活儲年息最高2.5% <br> 新開戶享180天高利，NT$10萬(含)內適用2%，NT$10萬以上~15萬(含)的部分適用2.5%。 <br> 2.美元活存年息最高3.4%起 <br> 新開戶享180天高利，優惠限額US$1萬 (利率依3個月定存牌告利率異動)。 <br> 3.跨行提轉 最高15次免手續費每月享跨行提款5次、轉帳10次減免。</li> <li> 簡單理財法 奈米投 數位理財： <br> 即日起~2023/12/31 <br> 不分新舊戶，新申購奈米投享前3個月0信管費，若無正報酬再享3個月0信管費優惠。</li> <li> 一機在手 輕鬆圓夢 myLoan 夢想貸著走： <br> 即日起~2023/12/31 <br> 申辦myLoan個人信貸，享以下優惠 <br> 1.分期型信貸享首期利率0.01% <br> 2.帳管費0元優惠</li> </ul>","<b>myfone購物8折</b><ul><li> 即日起-2024/6/30 於「myfone購物網站」使用折價券享單筆消費8折優惠。</li></ul>"],"cons":["定義 <ul> <li>國內/外一般消費使用行動支付付款同樣享有現金回饋</li> <li>一般消費回饋不包含： 保費、自動加值儲值金、icash Pay交易、基金申購及代扣、eToro等境外投資交易、預借現金本金及利息、聯合信用卡中心小額支付平台特約商店、學雜費、公路監理資費、各項規費、各類稅款、各醫療院所費用、醫指付、電子化繳稅費平台、公務機關信用卡繳費平台、各事業單位費用、便利商店消費(含綁定該便利商店各行動支付，如全盈+Pay及LINE PAY等)、全聯福利中心消費(含各式行動支付，如Px pay等)、循環息、分期利息、遲延利息、違約金、及其他一切與信用卡相關之手續費，如：年費、掛失費、國外交易手續費、緊急替代卡費用、各項繳款作業平台所收取之手續費等。</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"200000","description":{"shortDescription":"年收入達20萬元以上","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"RETAIL_APR","display":"循環信用利率"},"value":null,"description":{"shortDescription":"信用卡循環年利率：本行指數型房貸基準利率(I)+加碼利率(該加碼利率區間為0.62%~14.00%，基準日為108.1.1)；年利率上限為15%。 預借現金手續費：預借金額×2.5%。","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"國外刷卡手續費"},"value":null,"description":{"shortDescription":"1.5 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Pay於7-11實體門市消費單筆150元(含)以上，享10% OPEN POINT回饋。</li>※每一icash Pay用戶每月回饋上限100點。<br/>※活動總上限36萬點，發送完畢不另通知。</ul><b>指定生活通路 最高10%回饋</b><ul><li>活動期間：2023/10/1至2023/12/31止</li><li>活動內容：活動期間以富邦icash聯名卡綁定icash Pay於指定通路實體門市消費單筆300元(含)以上，享10% OPEN POINT回饋。</li>※指定生活通路：康是美 / 美廉社 / 心樸市集 / 聖德科斯 / 九乘九文具 / 生活工場 / 小林眼鏡 / 台安藥局 / 宜兒樂婦嬰用品店 / 棉花田 / 日藥本舖，上述通路限實體門市，均不含百貨門市。<br/>※每一icash Pay用戶每月回饋上限200點。<br/>※活動總上限5萬點，發送完畢不另通知。</ul><b>指定餐飲通路 最高10%回饋</b><ul><li>活動期間：2023/10/1至2023/12/31止</li><li>活動內容：活動期間每週五/六/日以富邦icash聯名卡綁定icash Pay於指定餐飲通路消費單筆150元以上，享10% OPEN POINT回饋。</li>※指定餐飲通路：星巴克 / Mister Donut / COLD STONE / Semeur聖娜 / 21風味館(21 PLUS) / 屋馬燒肉 / 初牛炭火直燒丼飯店 / Q Burger / 萬波島嶼紅茶 / 茶湯會 / 一之軒 /段純貞 / TEA TOP。<br/>※每一icash Pay用戶每月回饋上限150點。<br/>※活動總上限10萬點，發送完畢不另通知。<br/>※以上活動由icash Pay提供，相關注意事項與限制條件依icash Pay公告為準</ul>"}},{"title":"2023 Open Possible聯名卡 豐盛款待","tandc":{"shortDescription":null,"longDescrition":"<table><colgroup data-width='750.0007499999999'><col style=\"width:29.017170982829022%\"/><col 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style=\"font-size: 10.5pt;\">即日起至2026/3/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">Booking.com最高10%回饋</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/bookingcom/146378\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">Hotels.com 訂房享8%折扣</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/hotelscom/110886\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/22</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">永續旅遊禮遇</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/%E8%82%AF%E9%A9%9B%E5%9C%8B%E9%9A%9B/152077\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>美食佳餚</strong></span></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">EZTABLE頂級餐廳優惠</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://tw.eztable.com/channel/2755?tab=description\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>購物享樂</strong></span></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">蝦皮購物海外直送館最高85折</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/%E8%9D%A6%E7%9A%AE%E8%B3%BC%E7%89%A9/152066\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>數位生活</strong></span></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">以Autopass 麻吉付於指定中油、台塑等加油站加油及指定停車場享超值優惠</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/autopass/152098\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">yoxi超值搭車金回饋</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/yoxi/152056\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr></tbody></table>※以上活動由Visa國際組織提供，相關注意事項與限制條件依Visa國際組織公告為準"}}]}]}}, hs_created_at=1669950676258, hs_is_edited=false, hs_deleted_at=0, productname=台北富邦 台灣大哥大Open Possible聯名卡, hs_name=, hs_updated_by_user_id=60412388}}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, 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10pt;'><strong>保費 0.5%</strong></span></p> </td> <td> <p><span style='font-size: 10pt;'>刷保費享優惠二選一 <br> 優惠1：0.5%現金回饋，無上限(系統預設) <br> 優惠2：12期分期0利率(可設定3/6/9/12期) <br> ※保費優惠設定方式： 網路銀行/行動銀行<信用卡/簽帳金融卡>，於<我的信用卡>或<服務設定>進行設定。</span></p> </td> </tr> </tbody> </table>","<strong>myMoney金融生活圈</strong> <ul> <li>累積小財富 富邦奈米存 數位帳戶：即日起~2023/12/31 <br> 1.台幣活儲年息最高2.5% <br> 新開戶享180天高利，NT$10萬(含)內適用2%，NT$10萬以上~15萬(含)的部分適用2.5%。 <br> 2.美元活存年息最高3.4%起 <br> 新開戶享180天高利，優惠限額US$1萬 (利率依3個月定存牌告利率異動)。 <br> 3.跨行提轉 最高15次免手續費每月享跨行提款5次、轉帳10次減免。</li> <li> 簡單理財法 奈米投 數位理財： <br> 即日起~2023/12/31 <br> 不分新舊戶，新申購奈米投享前3個月0信管費，若無正報酬再享3個月0信管費優惠。</li> <li> 一機在手 輕鬆圓夢 myLoan 夢想貸著走： <br> 即日起~2023/12/31 <br> 申辦myLoan個人信貸，享以下優惠 <br> 1.分期型信貸享首期利率0.01% <br> 2.帳管費0元優惠</li> </ul>","<b>myfone購物8折</b><ul><li> 即日起-2024/6/30 於「myfone購物網站」使用折價券享單筆消費8折優惠。</li></ul>"],"cons":["定義 <ul> <li>國內/外一般消費使用行動支付付款同樣享有現金回饋</li> <li>一般消費回饋不包含： 保費、自動加值儲值金、icash 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Pay於7-11實體門市消費單筆150元(含)以上，享10% OPEN POINT回饋。</li>※每一icash Pay用戶每月回饋上限100點。<br/>※活動總上限36萬點，發送完畢不另通知。</ul><b>指定生活通路 最高10%回饋</b><ul><li>活動期間：2023/10/1至2023/12/31止</li><li>活動內容：活動期間以富邦icash聯名卡綁定icash Pay於指定通路實體門市消費單筆300元(含)以上，享10% OPEN POINT回饋。</li>※指定生活通路：康是美 / 美廉社 / 心樸市集 / 聖德科斯 / 九乘九文具 / 生活工場 / 小林眼鏡 / 台安藥局 / 宜兒樂婦嬰用品店 / 棉花田 / 日藥本舖，上述通路限實體門市，均不含百貨門市。<br/>※每一icash Pay用戶每月回饋上限200點。<br/>※活動總上限5萬點，發送完畢不另通知。</ul><b>指定餐飲通路 最高10%回饋</b><ul><li>活動期間：2023/10/1至2023/12/31止</li><li>活動內容：活動期間每週五/六/日以富邦icash聯名卡綁定icash Pay於指定餐飲通路消費單筆150元以上，享10% OPEN POINT回饋。</li>※指定餐飲通路：星巴克 / Mister Donut / COLD STONE / Semeur聖娜 / 21風味館(21 PLUS) / 屋馬燒肉 / 初牛炭火直燒丼飯店 / Q Burger / 萬波島嶼紅茶 / 茶湯會 / 一之軒 /段純貞 / TEA TOP。<br/>※每一icash Pay用戶每月回饋上限150點。<br/>※活動總上限10萬點，發送完畢不另通知。<br/>※以上活動由icash Pay提供，相關注意事項與限制條件依icash Pay公告為準</ul>"}},{"title":"2023 Open Possible聯名卡 豐盛款待","tandc":{"shortDescription":null,"longDescrition":"<table><colgroup data-width='750.0007499999999'><col style=\"width:29.017170982829022%\"/><col style=\"width:48.98595101404899%\"/><col style=\"width:21.996878003121996%\"/></colgroup><tbody><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>活動期間</strong></span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>優惠禮遇</strong></span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>活動頁面</strong></span></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>旅遊出行</strong></span></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2025/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">Agoda訂房最高享12%折扣</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/agodacom/148991?locale=zh_tw\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2026/3/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">Booking.com最高10%回饋</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/bookingcom/146378\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">Hotels.com 訂房享8%折扣</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/hotelscom/110886\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/22</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">永續旅遊禮遇</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/%E8%82%AF%E9%A9%9B%E5%9C%8B%E9%9A%9B/152077\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>美食佳餚</strong></span></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">EZTABLE頂級餐廳優惠</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://tw.eztable.com/channel/2755?tab=description\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>購物享樂</strong></span></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">蝦皮購物海外直送館最高85折</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/%E8%9D%A6%E7%9A%AE%E8%B3%BC%E7%89%A9/152066\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\"><strong>數位生活</strong></span></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">以Autopass 麻吉付於指定中油、台塑等加油站加油及指定停車場享超值優惠</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/autopass/152098\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr><tr><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">即日起至2023/12/31</span></p></td><td><p style=\"text-align: center;\"><span style=\"font-size: 10.5pt;\">yoxi超值搭車金回饋</span></p></td><td><p style=\"text-align: center;\"><a href=\"https://www.visa.com.tw/zh_tw/visa-offers-and-perks/yoxi/152056\"><span style=\"font-size: 10.5pt;\">活動詳情</span></a></p></td></tr></tbody></table>※以上活動由Visa國際組織提供，相關注意事項與限制條件依Visa國際組織公告為準"}}]}]}}, hs_created_at=1669950676258, hs_is_edited=false, hs_deleted_at=0, productname=台北富邦 台灣大哥大Open Possible聯名卡, hs_name=, hs_updated_by_user_id=60412388}, id=57339305435, table_id=4702394, table_name=product_money101})

台新銀行 FlyGo卡

台新銀行 FlyGo卡

國內消費現金回饋

5
%
(外送/交通/旅遊)最高5%

國外消費現金回饋

3
%
綁定Richart帳戶扣款，海外消費最高回饋3%

年費

首年免年費
更多資訊
隱藏資訊

獎勵

海外(含網購) 3%無上限
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『Ｍoney101通路限定』2024/1/1~2024/6/30透過Ｍoney101專屬連結申辦第一銀行鈦金商旅卡，且申辦電子帳單成功，核卡90天內享第一銀行首刷禮「新戶數位申辦指定行動支付5％回饋」，再享核卡60天內累積一般消費2筆且單筆999元（含）以上，贈「Ｍoney101限定滿額禮200元多選一即享券」。
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Pay(漢神百貨)。</ul>"}}]}],"exclusiveOffers":[{"reward":[{"title":"新戶禮","tandc":{"shortDescription":null,"longDescrition":"<p>『Ｍoney101通路限定』2024/1/1~2024/6/30透過Ｍoney101專屬連結申辦第一銀行鈦金商旅卡，且申辦電子帳單成功，核卡90天內享第一銀行「新戶數位申辦指定行動支付5%回饋」，再享核卡60天內累積一般消費2筆且單筆999元（含）以上，贈「Ｍoney101限定滿額禮200元多選一即享券」。</p>"}}]}],"additionalOffers":[{"reward":[{"title":"FUN鬆趣旅遊","tandc":{"shortDescription":null,"longDescrition":"<ul><li>國內住宿、旅行社及航空公司，享滿額贈、加碼贈各門檻擇優回饋一次，每戶每月回饋上限8,500元。</li><li>房網單筆消費滿5,000元(含)以上，筆筆享3%回饋，每戶每月回饋上限1,000元。</li><li>稅店分期滿額贈，每戶每月回饋上限1,600元。</li></ul><p></p><table><colgroup data-width='500'><col style=\"width:24.6377%\"/><col style=\"width:75.3623%\"/></colgroup><tbody><tr><td><p style=\"text-align: justify;\"><span style=\"font-size: 12pt;\">國內住宿</span></p></td><td><p style=\"text-align: justify;\"><span style=\"font-size: 12pt;\"></span>國內飯店、民宿、旅館</p></td></tr><tr><td><p style=\"text-align: justify;\"><span style=\"font-size: 12pt;\">旅行社</span></p></td><td><p style=\"text-align: justify;\"><span 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第一銀行 Living Green綠活卡

第一銀行 Living Green綠活卡

國內消費現金回饋

10
%

年費

首年免年費

自動加值/雙鐵現金回饋

5％
更多資訊
隱藏資訊

獎勵

『Ｍoney101通路限定』2024/1/1~2024/6/30新戶透過Ｍoney101專屬連結申辦第一銀行綠活卡，且申辦電子帳單成功，核卡60天內享「新戶首刷好禮2選1」及「新戶數位申辦指定行動支付5%回饋」，再享核卡60天內累積一般消費2筆且單筆999元（含）以上，贈「Ｍoney101限定滿額禮200元多選一即享券」。
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信用至上"]},"productName":"第一銀行 Living Green綠活卡","title":"TW.CC.FIRS0014.第一銀行 LIVING GREEN綠活卡","features":{"title":"Features","pros":["<b>減碳樂活最高10％現金回饋</b> <ul> <li>活動期間：2024/1/1~2024/6/30</li> <li>綠活卡於「節能共享類」通路，刷卡不限金額享10%刷卡金：YouBike2.0、光陽電動車、宏佳騰智慧電車、EVALUE充電費、TESLA充電費、GoShare、Gogoro Network、Gogoro、eMoving、WeMo Scooter、iRent、Zipcar、Go Smart</li> <li>綠活卡於「永續美妝/有機綠活/健身運動/健康保健類」通路，單筆刷卡滿500元贈50元、單筆刷卡滿1,000元贈100元…，以此類推：</li>永續美妝：綠藤生機官網、歐萊德官網、唯有機官網、IRITA、Aesop、品木宣言官網<br>有機綠活：里仁、義美食品、聖德科斯、台灣主婦聯盟、棉花田、馬可先生麵包坊、健康食彩、永豐餘生技、安永鮮物、無毒農、天和鮮物、柑仔店、有機緣地<br>健身運動：捷安特、美利達、LES MILLS、World Gym、健身工廠、迪卡儂、摩曼頓運動用品、尚智運動用品、萬岳體育用品、微笑運動用品、城市綠洲<br>健康保健：大樹藥局、佑全保健藥妝、躍獅藥局、丁丁藥局、啄木鳥藥局、杏一醫療用品、維康醫療用品 <br> ※需登錄，上述五類通路之回饋合併計算，每戶每月帳單回饋上限250元。 </ul>","<b>自動加值/臺鐵/高鐵5％現金回饋</b> <ul> <li>活動期間：2024/1/1~2024/12/31</li> <li>綠活卡當月帳單新增一般消費單筆滿1,000元(含)以上(兩種版面卡片分開計算)，於以下通路享5%刷卡金：</li> 臺鐵、高鐵刷卡交易(每戶每月帳單回饋上限200元)<br>自動加值交易(每戶每月帳單回饋上限100元)<br>※若同時持有悠遊卡及一卡通版之綠活卡，且各卡均符合回饋門檻者，最高每戶每月帳單回饋上限600元。 </ul>","<b>滿額享6期分期0利率</b> <ul> 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常見問題

Q1 : 我是否符合信用卡申請資格？

A1 : 普遍而言，台灣申請信用卡的門檻有二：年齡與年收入。 台灣法定年齡為 20 歲，但有些頂級卡需要 24 或 28 歲不等；副卡年齡限制多為至少需滿 15 歲。至於年收入的部分，則依據所申請的卡等不同而變化，申請人須提出一定的財力證明（扣繳憑單、薪資條、薪轉證明、勞保單；或房屋、地價稅單、定存、活存或不動產權狀等）、申請書也盡量填寫完整；若是初次申辦者，建議您工作至少 3 - 6 個月後再行申辦。若是第一次辦卡可以參考<<第一章信用卡 辦卡完全指南>>。

Q2 : 如何選擇信用卡？

A2 : 首先，建議您按照不同的種類，尋找最適合自己需求的信用卡。 依照分類，有現金回饋、電影優惠、購物折扣、累積哩程… 建議按照自己的消費習慣，善用信用卡來規劃支出。而比較不同銀行間的信用卡相當費時費力，善用 Money101.com.tw 搜尋比較信用卡，可以幫您省時省力一次比較多家信用卡。也可以參考Money101的信用卡推薦文章，會持續更新為大家推薦熱門信用卡優惠和權益解析。

Q3 : 申請信用卡需要多久時間？

A3 : 儘管每間銀行略有差異，但一般情況下，您需要遞送信用卡申請書及財力證明給發卡銀行，這些申請文件會由信用卡部門進行初步審核，若有缺件會在此時跟您聯繫；獲取完整的資料以後，會由信用卡部門建立成銀行內部制式格式，交給徵信部門。銀行徵信人員會去調閱您的信用紀錄，也就是俗稱的「拉聯徵」，並致電跟您照會，確定為申請人本人。通過徵信審核後，銀行會根據內部的風險管理原則，決定給予您多少信用卡額度，然後開始製作卡片。最後，信用卡會以掛號或快遞的方式送達您指定地址，整個過程需時約 7 - 10 個工作日。

Q4 : 銀行是如何決定信用卡額度？

A4 : 銀行會按照您的信用評分記錄和收入水平，決定核卡額度。如果您對自己的信用卡額度不滿意，可以聯絡發卡銀行，請求將額度調升。一般持卡有一定時間且往來紀錄良好的持卡人，可以順利調升額度；或是發卡銀行會請求您附上更有利的財力證明，做為參考依據。 倘若是臨時調整額度的需求，例如刷保費、買機票、辦婚禮等大筆支出，則可以致電給發卡銀行，銀行會依據您的需求及往來狀況決定是否臨時調整、調高多少額度。