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2024 中國信託(CTBC)信用卡推薦

手機不離身、搭大眾運輸通勤、正尋找出國無腦刷神卡的聰明消費者，想賺更多 LINE Points 回饋嗎？不妨考慮中信 LINE Pay卡，綁定一卡通搭乘大眾運輸享 1% LINE Points 回饋、海外刷無腦2.8%回饋；若想尋找國內外網購、加油省荷包等神卡，Money101已彙整如何申辦最優惠，決定權由你掌握。 

中國信託無腦刷神卡

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中國信託信用卡推薦

中國信託 agoda聯名卡

中國信託 agoda聯名卡

國內消費現金回饋

1
%
A金

國外消費現金回饋

2.5
%

年費

首年免年費
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中國信託(CTBC) 2024年最佳信用卡比較

國外消費現金回饋

國內消費現金回饋

行動支付回饋

年費
中國信託 agoda聯名卡
中國信託 agoda聯名卡
2.5 %
1 %
A金
3 %
Agoda官網消費 A金回饋
首年免年費
中國信託 中信商旅鈦金卡
中國信託 中信商旅鈦金卡
5 %
日本/韓國/泰國/新加坡旅遊加碼
1 %
10 %
綁定icash Pay
首年免年費
中國信託 英雄聯盟信用卡
中國信託 英雄聯盟信用卡
2.5 %
1 %
1 %
首年免年費
中國信託 Yahoo聯名卡
中國信託 Yahoo聯名卡
1 %
超贈點回饋，非Yahoo平台消費
1 %
超贈點回饋
11 %
限Apple Pay 、 Google Pay 、 Samsung Pay 、 街口支付、OPEN錢包 、 MyFamiPay、 PX Pay(每月每戶回饋上限150點超贈點)
首年免年費
中國信託 TAIPEI 101 聯名卡
中國信託 TAIPEI 101 聯名卡
0.5 %
於館外消費、國外消費
2 %
於館內消費
2 %
首年免年費
中國信託 現金回饋鈦金卡
中國信託 現金回饋鈦金卡
2.5 %
於國外消費達門檻最高享2.5%回饋
0.5 %
於國內消費
0.5 %
首年免年費

中國信託信貸方案推薦

 

中國信託 銅板價信貸

中國信託 銅板價信貸

最低貸款利率

0.01
%

手續費

NT$
3,000

最低每月還款額

NT$
5,001

優惠

  • 【Money101通路限定】2024.1.15~2024.2.29(含)申辦中國信託信貸，且於2024.03.31(含)前成功撥貸並符合資格者(詳見活動注意事項第1點)，可享 Money101會員限定好禮，撥貸NT 50萬(含)以上贈「宜睿1000元即享券」，撥貸NT 100萬(含)以上贈「Apple HomePod Mini」，每人限回饋一次。
  • 申貸就抽NT16,888元家樂福禮物卡！
更多資訊
隱藏資訊
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Mini」，活動期間內同一身分證號之申辦人每人限回饋一次。\n<br>\n(2)回饋方式及相關使用限制：開辦費回饋好禮將於2024.5.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼，以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金，且兌換序號為不記名，一旦收取後，若有遺失或被竊，中國信託銀行不發給任何證明或補償。\n<br>\n(3)「Money101通路限定開辦費回饋好禮」領取方式：\n<br>\n收取禮品簡訊後請於2024.08.31前點擊簡訊的兌換連結至Money101官網，透過以下三步驟，即完成線上兌換。\n<br>\n步驟①選擇您想要的會員好禮。\n<br>\n步驟②登入/註冊Money101會員之後，點選立即兌換。 \n<br>\n步驟③收到兌換連結後，輸入密碼即可兌換/使用Money101通路限定好禮\n<br>\n*請於2024.08.31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。\n<br>\n*如遇產品斷貨、缺貨或其他不可抗力之事由，Money101得保留更換贈品之權利\n<br>\n(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問，請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00，例假日除外)。\n<br>\n(5)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證，申辦人對所兌換的商品有任何爭議，由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞，恕不得要求退換貨，且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢，中國信託銀行有權以其他等值商品代替，將以網站公告為準，不另行通知。\n<br>\n(6)本活動由中國信託銀行及 Money101共同主辦，主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利，如因不可抗拒之因素，有權更換獎項為等值商品。\n<br>\n(7)除法令有特別規定者外，中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。\n<br>\n<b>《抽獎活動辦法》</b>\n<br>\n1.活動期間：即日起至 2024.3.31 止。\n<br>\n2.抽獎獎項：\n-NT16,888元家樂福禮物卡 (共1名)：客戶需於線上自行完成信貸申請，即可獲得1次抽獎機會，每人最多1次抽獎機會。\n<br>\n-月月抽NT9000元 (共3名)：客戶需於線上自行完成信貸申請及撥款，且該案開辦費實收9,000元，即可獲得1次抽獎機會，每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金，若該筆貸款帳戶餘額不足或已提前結清，將不另行退回。如有其他特殊優惠方案或活動，即不適用本優惠活動。\n<br>\n3.NT16,888元家樂福禮物卡中獎名單將於2024.04.19前公告於中信活動頁面，領獎截止日為2024.05.31，中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱，若填寫資料有誤、檢附資料不完整或未於指定期限內回覆，或有其他可歸責中獎人事由致無法核對中獎人資料之情事等，一律視為自動放棄中獎資格。贈品以實物為準，並由出貨廠商負保固之責，除商品瑕疵外，恕不提供選色、退換服務，贈品將於2024.06.30前寄出，請耐心等候。\n<br>\n4.依中華民國所得稅法規定，中獎金額達 NT20,000 元(含)時，中國信託銀行需先代扣繳機會中獎稅 10%，領獎人須先給付 10% 之稅金後，始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時，中國信託銀行將依相關稅法規定寄發扣繳憑單，若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者，即視為自動放棄中獎資格，事後不得再提出其他任何要求；如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務，概與中國信託銀行無關，倘有稅務法令適用之爭議者，概由領獎人自行向開徵機關提出申訴。\n<br>\n5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由，而使參加本活動者，所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況，中國信託銀行不負任何法律責任，參與本活動者或中獎者亦不得因此異議。\n<br>\n6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄，若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為，中國信託銀行除公告排除參與活動及兌領資格外，並對任何破壞活動之行為保留法律追訴權。\n<br>\n7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利，中國信託銀行得變更或終止活動內容，並於中國信託銀行網站上公告。若有其他未盡事宜，悉依中國信託銀行相關規定或解釋辦理。\n<br>\n8.家樂福禮物卡使用方式依禮物卡說明為準，無使用期限，恕不受理補發或折讓刷卡金或現金。\n<br>\n<b>《0.01%優惠專案注意事項》</b>\n<br>\n1.符合下列條件且認證通過之客戶可「免上傳文件」，中國信託銀行仍保留文件徵提之權利：\n中國信託銀行非數位存款戶或中國信託銀行貸款戶，申請中信軟體憑證並通過認證，並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料，查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊，且客戶手動填寫資訊相符時，可免上傳身分證。\n<br>\n2.本專案期間自即日起至2024年6月30日(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n3.前述利率係中國信託銀行分期型貸款產品，總費用年百分率為3.21%~14.87%，該年百分率係以貸款金額NT30萬元，貸款期間5年，貸款年利率首期0.01%、第二期起2.90%~14.98%(機動計息)，開辦費NT3,000元，計算而得。本貸款總費用年百分率之計算基準日為2023年5月23日。\n<br>\n4.上述機動計息係指定儲利率指數加碼1.29%~13.37%而成，定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數，每次取樣時，排除最高及最低各兩家銀行，以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n5.自借款撥款日起6個月內提前清償借款本金者，按提前清償借款本金金額4%計付提前清償違約金；自借款撥款日第7個月起至第12個月內提前清償借款本金者，按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n6.本廣告所揭露之年百分率係按銀行主管機關備查之標準計算範例予以計算，實際貸款條件，仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n<br>\n7.中國信託銀行保有核貸與否及核決貸放金額、利率之權利，同時保留調整產品規格，申貸期限及其他相關規定之權利，相關內容以活動網站最新公告為準。\n<br>\n8.上述金額幣別皆為新臺幣。\n<br>\n<b>《共通注意事項》</b>\n<br>\n1.本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 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Mini」，每人限回饋一次。</li><li>申貸就抽NT16,888元家樂福禮物卡！</li></ul>","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"TIME_LIMITED","display":"限時優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":10,"displayValue":"0.01","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":3000000,"displayValue":"3,000","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":5001270,"displayValue":"5,001","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTM3OTcxMztkY190cmtfYWlkPTMxMTY0MDY5MTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.LuoduYt9k2mtCcfE25ErwHMqYeNGjN5FSosIx7fsUM7b4O0ww8GvRqXzejfulTrx0lxHGZiTE6fYR_74jlxZDA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"中國信託銅板價信貸"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":10000.0,"loanAmountMax":5000000.0,"apr":3.21,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"3000","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 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30萬元(含)以上"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"300000","description":{"shortDescription":"30萬元(含)以上","longDescription":"","tooltip":""}},{"type":{"key":"MAXIMUM_AGE","display":"最高年齡要求"},"value":"65","description":{"shortDescription":"65歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"《通路限定活動注意事項》\n<br>\n(1)活動期間及資格：2024.1.15~2024.2.29(含)期間(以中國信託銀行系統登載之貸款申請收件日期為準)透過Money101官網連結申辦中國信託銀行信用貸款，且於2024.03.31(含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者，即符合獲贈Money101通路限定開辦費回饋好禮，撥貸NT 50萬(含)以上贈「宜睿1000元即享券」，撥貸NT 100萬(含)以上贈「Apple HomePod Mini」，活動期間內同一身分證號之申辦人每人限回饋一次。\n<br>\n(2)回饋方式及相關使用限制：開辦費回饋好禮將於2024.5.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼，以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金，且兌換序號為不記名，一旦收取後，若有遺失或被竊，中國信託銀行不發給任何證明或補償。\n<br>\n(3)「Money101通路限定開辦費回饋好禮」領取方式：\n<br>\n收取禮品簡訊後請於2024.08.31前點擊簡訊的兌換連結至Money101官網，透過以下三步驟，即完成線上兌換。\n<br>\n步驟①選擇您想要的會員好禮。\n<br>\n步驟②登入/註冊Money101會員之後，點選立即兌換。 \n<br>\n步驟③收到兌換連結後，輸入密碼即可兌換/使用Money101通路限定好禮\n<br>\n*請於2024.08.31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。\n<br>\n*如遇產品斷貨、缺貨或其他不可抗力之事由，Money101得保留更換贈品之權利\n<br>\n(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問，請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00，例假日除外)。\n<br>\n(5)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證，申辦人對所兌換的商品有任何爭議，由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞，恕不得要求退換貨，且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢，中國信託銀行有權以其他等值商品代替，將以網站公告為準，不另行通知。\n<br>\n(6)本活動由中國信託銀行及 Money101共同主辦，主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利，如因不可抗拒之因素，有權更換獎項為等值商品。\n<br>\n(7)除法令有特別規定者外，中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。\n<br>\n<b>《抽獎活動辦法》</b>\n<br>\n1.活動期間：即日起至 2024.3.31 止。\n<br>\n2.抽獎獎項：\n-NT16,888元家樂福禮物卡 (共1名)：客戶需於線上自行完成信貸申請，即可獲得1次抽獎機會，每人最多1次抽獎機會。\n<br>\n-月月抽NT9000元 (共3名)：客戶需於線上自行完成信貸申請及撥款，且該案開辦費實收9,000元，即可獲得1次抽獎機會，每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金，若該筆貸款帳戶餘額不足或已提前結清，將不另行退回。如有其他特殊優惠方案或活動，即不適用本優惠活動。\n<br>\n3.NT16,888元家樂福禮物卡中獎名單將於2024.04.19前公告於中信活動頁面，領獎截止日為2024.05.31，中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱，若填寫資料有誤、檢附資料不完整或未於指定期限內回覆，或有其他可歸責中獎人事由致無法核對中獎人資料之情事等，一律視為自動放棄中獎資格。贈品以實物為準，並由出貨廠商負保固之責，除商品瑕疵外，恕不提供選色、退換服務，贈品將於2024.06.30前寄出，請耐心等候。\n<br>\n4.依中華民國所得稅法規定，中獎金額達 NT20,000 元(含)時，中國信託銀行需先代扣繳機會中獎稅 10%，領獎人須先給付 10% 之稅金後，始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時，中國信託銀行將依相關稅法規定寄發扣繳憑單，若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者，即視為自動放棄中獎資格，事後不得再提出其他任何要求；如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務，概與中國信託銀行無關，倘有稅務法令適用之爭議者，概由領獎人自行向開徵機關提出申訴。\n<br>\n5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由，而使參加本活動者，所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況，中國信託銀行不負任何法律責任，參與本活動者或中獎者亦不得因此異議。\n<br>\n6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄，若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為，中國信託銀行除公告排除參與活動及兌領資格外，並對任何破壞活動之行為保留法律追訴權。\n<br>\n7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利，中國信託銀行得變更或終止活動內容，並於中國信託銀行網站上公告。若有其他未盡事宜，悉依中國信託銀行相關規定或解釋辦理。\n<br>\n8.家樂福禮物卡使用方式依禮物卡說明為準，無使用期限，恕不受理補發或折讓刷卡金或現金。\n<br>\n<b>《0.01%優惠專案注意事項》</b>\n<br>\n1.符合下列條件且認證通過之客戶可「免上傳文件」，中國信託銀行仍保留文件徵提之權利：\n中國信託銀行非數位存款戶或中國信託銀行貸款戶，申請中信軟體憑證並通過認證，並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料，查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊，且客戶手動填寫資訊相符時，可免上傳身分證。\n<br>\n2.本專案期間自即日起至2024年6月30日(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n3.前述利率係中國信託銀行分期型貸款產品，總費用年百分率為3.21%~14.87%，該年百分率係以貸款金額NT30萬元，貸款期間5年，貸款年利率首期0.01%、第二期起2.90%~14.98%(機動計息)，開辦費NT3,000元，計算而得。本貸款總費用年百分率之計算基準日為2023年5月23日。\n<br>\n4.上述機動計息係指定儲利率指數加碼1.29%~13.37%而成，定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數，每次取樣時，排除最高及最低各兩家銀行，以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n5.自借款撥款日起6個月內提前清償借款本金者，按提前清償借款本金金額4%計付提前清償違約金；自借款撥款日第7個月起至第12個月內提前清償借款本金者，按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n6.本廣告所揭露之年百分率係按銀行主管機關備查之標準計算範例予以計算，實際貸款條件，仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n<br>\n7.中國信託銀行保有核貸與否及核決貸放金額、利率之權利，同時保留調整產品規格，申貸期限及其他相關規定之權利，相關內容以活動網站最新公告為準。\n<br>\n8.上述金額幣別皆為新臺幣。\n<br>\n<b>《共通注意事項》</b>\n<br>\n1.本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 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中國信託 房貸轉增貸

中國信託 房貸轉增貸

最低貸款利率

2.06
%

手續費

NT$
6,500

最低每月還款額

NT$
50,873

優惠

貸款年利率前12期2.06%起(機動計息)，貸款額度最高可達房屋鑑價價值85成
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中國信託 中信薪轉戶專屬

中國信託 中信薪轉戶專屬

最低貸款利率

0.01
%

手續費

NT$
7,000

最低每月還款額

NT$
5,001

優惠

立即申辦，就抽NT16,888元家樂福禮物卡！
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(共1名)。\n<br>\n3.經以下任一通路完成信貸申請，即可獲得1次抽獎機會，每人最多1次抽獎機會。\n<br>\n(1)專人回電：填妥本頁面聯絡電話號碼並「確定送出」。\n<br>\n(2)0800專線：撥打0800-899-399詢問信貸。\n<br>\n(3)文字客服：與貸款文字客服詢問信貸。\n<br>\n(4)online申請：自行線上申請者。\n<br>\n4.中獎名單將於2024.04.19前公告於活動頁面，領獎截止日為2024.05.31，中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱，若填寫資料有誤、檢附資料不完整或未於指定期限內回覆，或有其他可歸責中獎人事由致無法核對中獎人資料之情事等，一律視為自動放棄中獎資格。贈品以實物為準，並由出貨廠商負保固之責，除商品瑕疵外，恕不提供選色、退換服務，贈品將於2024.06.30前寄出，請耐心等候。\n<br>\n5.依中華民國所得稅法規定，中獎金額達 NT20,000 元(含)時，中國信託銀行需先代扣繳機會中獎稅 10%，領獎人須先給付 10% 之稅金後，始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時，中國信託銀行將依相關稅法規定寄發扣繳憑單，若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者，即視為自動放棄中獎資格，事後不得再提出其他任何要求；如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務，概與中國信託銀行無關，倘有稅務法令適用之爭議者，概由領獎人自行向開徵機關提出申訴。\n<br>\n6.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由，而使參加本活動者，所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況，中國信託銀行不負任何法律責任，參與本活動者或中獎者亦不得因此異議。\n<br>\n7.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄，若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為，中國信託銀行除公告排除參與活動及兌領資格外，並對任何破壞活動之行為保留法律追訴權。\n<br>\n8.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利，中國信託銀行得變更或終止活動內容，並於中國信託銀行網站上公告。若有其他未盡事宜，悉依中國信託銀行相關規定或解釋辦理。\n<br>\n9.家樂福禮物卡使用方式依禮物卡說明為準，無使用期限，恕不受理補發或折讓刷卡金或現金。\n<br>\n《薪轉戶貸款專案注意事項》\n<br>\n本專案對象限中國信託銀行撥薪戶，中國信託銀行薪轉戶收入文件將依您留存於中國信託銀行之撥薪紀錄為憑，得免另附收入文件；惟經審核後需增補資料者，不在此限。\n<br>\n中國信託銀行優惠年利率專案期間自即日起至2024.6.30(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n中國信託銀行茲依據「銀行法」及「個人資料保護法」等相關法令之規定蒐集、處理、利用及/或國際傳 輸取得之個人資料，相關權利及完整說明 請點我查看\n<br>\n本貸款總費用年百分率為3.76%~15.29%，該百分率係以貸款金額NT30萬元，貸款期間5年，貸款年利率首期0.01%、第二期起2.90%~14.78%(機動計息)，開辦費折抵後每筆NT7,000元，計算而得。本貸款總費用年百分率之計算基準日為2023.5.23。\n<br>\n上述機動計息係指定儲利率指數加碼1.29%~13.17%而成，定儲利率訂價指數係參考臺銀、 合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國 銀行之一年期固定利率定儲平均利率為訂價指數，每次取樣時，排除最高及最低各兩家銀 行，以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日 (遇假日順延)。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n總費用年百分率不等於貸款利率。本廣告揭露之年百分率係按主管機關備查之標準計算範 例予以計算，實際貸款條件，以銀行提供之產品為準。且每一客戶實際之年百分率仍視其 個別貸款產品及授信條件而有所不同。\n<br>\n客戶於線上申請頁內選擇本優惠專案(開辦費減免2,000元)，完成申線上申請並撥貸成功，系統將自行以開辦費原價9,000元減免2,000元，中國信託銀行將不另通知。\n<br>\n若未於申請頁選擇本優惠專案、或以紙本申請、或線上申請時填入服務專員編號、或優惠方案已過期者，將不得適用本優惠。中國信託銀行保有最終客戶參加活動資格認定、調整之權利。\n<br>\n借款撥款日起至綁約總期數達二分之一前提前清償借款本金者，按提前清償借款本金金額 4% 計付提前清償違約金；綁約總期數二分之一後至綁約總期結束前提前清償借款本金者，按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。例如：綁約總期數12期(即綁約1年)，自借款撥款日起 6 個月內提前清償借款本金者，按提前清償借款本金金額 4% 計付提前清償違約金；自借款撥款日第7個月起至第12個月內提前清償借款本金者，按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n中國信託銀行保有核貸與否及核決貸放金額、利率之權利，同時保留調整產品規格，申貸期限及其他相關規定之權利，實際內容以活動網站最新公告為準。\n<br>\n《共通注意事項》\n<br>\n本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 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(共1名)。\n<br>\n3.經以下任一通路完成信貸申請，即可獲得1次抽獎機會，每人最多1次抽獎機會。\n<br>\n(1)專人回電：填妥本頁面聯絡電話號碼並「確定送出」。\n<br>\n(2)0800專線：撥打0800-899-399詢問信貸。\n<br>\n(3)文字客服：與貸款文字客服詢問信貸。\n<br>\n(4)online申請：自行線上申請者。\n<br>\n4.中獎名單將於2024.04.19前公告於活動頁面，領獎截止日為2024.05.31，中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱，若填寫資料有誤、檢附資料不完整或未於指定期限內回覆，或有其他可歸責中獎人事由致無法核對中獎人資料之情事等，一律視為自動放棄中獎資格。贈品以實物為準，並由出貨廠商負保固之責，除商品瑕疵外，恕不提供選色、退換服務，贈品將於2024.06.30前寄出，請耐心等候。\n<br>\n5.依中華民國所得稅法規定，中獎金額達 NT20,000 元(含)時，中國信託銀行需先代扣繳機會中獎稅 10%，領獎人須先給付 10% 之稅金後，始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時，中國信託銀行將依相關稅法規定寄發扣繳憑單，若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者，即視為自動放棄中獎資格，事後不得再提出其他任何要求；如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務，概與中國信託銀行無關，倘有稅務法令適用之爭議者，概由領獎人自行向開徵機關提出申訴。\n<br>\n6.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由，而使參加本活動者，所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況，中國信託銀行不負任何法律責任，參與本活動者或中獎者亦不得因此異議。\n<br>\n7.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄，若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為，中國信託銀行除公告排除參與活動及兌領資格外，並對任何破壞活動之行為保留法律追訴權。\n<br>\n8.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利，中國信託銀行得變更或終止活動內容，並於中國信託銀行網站上公告。若有其他未盡事宜，悉依中國信託銀行相關規定或解釋辦理。\n<br>\n9.家樂福禮物卡使用方式依禮物卡說明為準，無使用期限，恕不受理補發或折讓刷卡金或現金。\n<br>\n《薪轉戶貸款專案注意事項》\n<br>\n本專案對象限中國信託銀行撥薪戶，中國信託銀行薪轉戶收入文件將依您留存於中國信託銀行之撥薪紀錄為憑，得免另附收入文件；惟經審核後需增補資料者，不在此限。\n<br>\n中國信託銀行優惠年利率專案期間自即日起至2024.6.30(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n中國信託銀行茲依據「銀行法」及「個人資料保護法」等相關法令之規定蒐集、處理、利用及/或國際傳 輸取得之個人資料，相關權利及完整說明 請點我查看\n<br>\n本貸款總費用年百分率為3.76%~15.29%，該百分率係以貸款金額NT30萬元，貸款期間5年，貸款年利率首期0.01%、第二期起2.90%~14.78%(機動計息)，開辦費折抵後每筆NT7,000元，計算而得。本貸款總費用年百分率之計算基準日為2023.5.23。\n<br>\n上述機動計息係指定儲利率指數加碼1.29%~13.17%而成，定儲利率訂價指數係參考臺銀、 合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國 銀行之一年期固定利率定儲平均利率為訂價指數，每次取樣時，排除最高及最低各兩家銀 行，以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日 (遇假日順延)。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n總費用年百分率不等於貸款利率。本廣告揭露之年百分率係按主管機關備查之標準計算範 例予以計算，實際貸款條件，以銀行提供之產品為準。且每一客戶實際之年百分率仍視其 個別貸款產品及授信條件而有所不同。\n<br>\n客戶於線上申請頁內選擇本優惠專案(開辦費減免2,000元)，完成申線上申請並撥貸成功，系統將自行以開辦費原價9,000元減免2,000元，中國信託銀行將不另通知。\n<br>\n若未於申請頁選擇本優惠專案、或以紙本申請、或線上申請時填入服務專員編號、或優惠方案已過期者，將不得適用本優惠。中國信託銀行保有最終客戶參加活動資格認定、調整之權利。\n<br>\n借款撥款日起至綁約總期數達二分之一前提前清償借款本金者，按提前清償借款本金金額 4% 計付提前清償違約金；綁約總期數二分之一後至綁約總期結束前提前清償借款本金者，按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。例如：綁約總期數12期(即綁約1年)，自借款撥款日起 6 個月內提前清償借款本金者，按提前清償借款本金金額 4% 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中國信託(CTBC) 三大步驟：Money101 幫你找出命定卡

Comparing the Best Citibank Credit Cards - Gifts

卡片權益與優惠

Money101全方位彙整各張 中國信託卡友權益，帶入消費者使用情境幫助您快速吸收資訊精準做出判斷；綜觀且透明化的資訊，更貼近您的辦卡目的與需求。

 

Comparing the Best Citibank Credit Cards - Fees

相關費用、利率

每一張卡的回饋高低、年費、利率及其他相關費用，若是經常出國的人，Money101 提醒您要連同國外交易手續費一起考慮。

 

Comparing the Best Citibank Credit Cards - Reviews

辦卡進度與查詢

中國信託核卡進度查詢，想必辦卡的您也會心急如焚，想知道什麼時候才能核卡成功，欲查詢信用卡辦理的進度可至 中國信託查詢進度/補件 頁面登入查詢。

 

中國信託(CTBC) 信用卡詳細資訊

 

中國信託 英雄聯盟信用卡

中國信託 英雄聯盟信用卡

國內消費現金回饋

1
%

國外消費現金回饋

2.5
%

年費

首年免年費
更多資訊
隱藏訊息
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中國信託 中信商旅鈦金卡

中國信託 中信商旅鈦金卡

國內消費現金回饋

1
%

國外消費現金回饋

5
%
日本/韓國/泰國/新加坡旅遊加碼

年費

首年免年費
更多資訊
隱藏訊息
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中國信託 Yahoo聯名卡

中國信託 Yahoo聯名卡

國內消費現金回饋

1
%
超贈點回饋

國外消費現金回饋

1
%
超贈點回饋，非Yahoo平台消費

年費

首年免年費
更多資訊
隱藏訊息
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中國信託 TAIPEI 101 聯名卡

中國信託 TAIPEI 101 聯名卡

國內消費現金回饋

2
%
於館內消費

國外消費現金回饋

0.5
%
於館外消費、國外消費

年費

首年免年費
更多資訊
隱藏訊息
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信用至上","首年免年費，鼎極卡除外"]},"productName":"中國信託 TAIPEI 101 聯名卡","title":"TW.CC.CTBC0001.中國信託 TAIPEI 101 聯名卡","features":{"title":"Features","pros":["<strong>尊榮回饋</strong> <ul>鼎極無限卡<li>館內外一般消費享現金回饋1％無上限、海外消費享現金回饋1.2％無上限</li> <li>現金回饋詳情與規定請參考【現金回饋計劃】說明。</li> </ul> <ul>新御璽卡<li>館內外一般消費享現金回饋0.5％無上限、海外消費享現金回饋最高2.5％無上限</li> <li>現金回饋詳情與規定請參考【現金回饋計劃】說明。</li> </ul>","<strong>全館消費享2% 101 Point購物金回饋</strong><ul><li>回饋內容為101Point會員購物金點數，每消費NT100元回饋價值NT2元之購物金(即8點)。</li><li>回饋內容含原會員0.25%或0.5%購物金，並加贈本活動之1.75%~2%購物金點數。</li><li>活動加贈2%指定特店： ABC Cooking Studio、APPLE直營店、Chanel Beauty、ChanelWatches、JasonsMarket、LouisVuitton、MassimoDutti、SALT&STONE、TWG、YAMAZAKI、ZARA、百達翡麗、麥當勞、鼎泰豐、摩斯漢堡。</li><li>活動加贈1.75%店家： 排除上述加贈2%回饋之購物中心指定特店外之購物中心內所有店家(即原有參與101point購物金活動之店家)，若有調整依台北101購物中心官網『會員專區』公告為準。</li></ul>","<strong>館內購物/餐飲/超市優惠9折起</strong><ul><li>購物：特定商店享9折~95折優惠</li><li>餐飲：特定餐廳、美食街，享9折~95折優惠</li><li>超市：Jasons Market Place享95折優惠</li></ul>","<strong>TAIPEI 101觀景台9折優惠</strong><ul><li>入場券觀景台入場券享全票9折優惠</li><li>紀念品 觀景台紀念商品享9折優惠</li></ul>","<strong>生日禮遇</strong><ul><li>生日禮讚寄送月份前三個月(不含寄送當月)，持101聯名卡之鼎極卡/鈦金卡/御 璽卡於台北101購物中心館內累計刷卡消費滿6,000元(含)以上，將可獲得生日 禮讚乙份。</li></ul>"],"cons":["持卡人免收掛失手續費以一年一次為限","定義<ul> <li>國內/外一般消費使用行動支付付款同樣享有現金回饋</li> <li>一般消費不包含：扣繳信用卡年費、利息、預借現金、逾期還款違約金，以及依「中國信託信用卡約定條款」約定之其他各項手續費。 刷卡買基金、賭博籌碼、數位(虛擬)貨幣、旅行支票或境外投資交易平台之相關交易金額及費用。 繳學費、各項稅款、社區管理費、違規罰緩及政府規費。 分期靈活金、帳單分期、分期付款交易。 儲值卡(原電子票證)儲值金(含自動儲值)。 eTag儲值與eTag智慧停車費用之扣繳。 繳納公務機關相關費用或代扣繳各項費用。 透過中信Home Bank APP及網路銀行繳納各項費用。 公立醫療機構之醫療服務，或透過各繳費及支付平台繳納之各項費用。 透過聯合信用卡處理中心小額支付平台之特約商店之消費。 全聯福利中心消費、PXGo!全聯線上購消費。 便利商店(如7-11、全家、萊爾富、OK超商，包含但不限於實體門市或線上商城)消費。 繳納電信費用。 特定行銷專案或其他經本行公告不回饋之項目。 依開戶總約之『簽帳金融卡約定條款』約定收取的其他各項手續費。</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"200000","description":{"shortDescription":"NT$ 200,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"RETAIL_APR","display":"循環信用利率"},"value":null,"description":{"shortDescription":"信用卡循環年利率：中國信託ARMs指數+加碼利率（5.97%~13.47%），上限為15%；預借現金手續費為每筆預借金額x3.5%+150元；循環利率基準日為104年9月1日；其他費用請上中國信託官網查詢。","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"國外刷卡手續費"},"value":null,"description":{"shortDescription":"1.5 %","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_RATE","display":"最低年利率"},"value":null,"description":{"shortDescription":"","longDescription":null,"tooltip":null}},{"type":{"key":"ANNUAL_FEE","display":"年費"},"value":null,"description":{"shortDescription":"詳情請參閱中信官網信用卡年費規範。","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"新戶首刷滿額送好禮2選1","tandc":{"shortDescription":null,"longDescrition":"<ul><li>新戶申辦TAIPEI 101聯名卡，於核卡日起30天內不限地點，累計刷卡消費滿NT3,030元，享首刷好禮：</li><li><strong>好禮一</strong>：3,200點 101 Point（等同NT800元購物金）<br/><strong>好禮二</strong>：刷卡金NT600元<br/></li><li>活動期間：2023/07/01~2023/12/31</li></ul>"}},{"title":"新卡首刷滿額送好禮2選1","tandc":{"shortDescription":null,"longDescrition":"<ul><li>申辦TAIPEI 101聯名卡，於核卡日起30天內不限地點，累計刷卡消費滿NT3,030元，享首刷好禮：<br/>好禮一：1,000點 101 Point(等同NT250元購物金)<br/>好禮二：刷卡金NT100元</li><li>活動期間：2023/07/01~2023/12/31</li></ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":[{"reward":[]}]}}, hs_created_at=1669950673870, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 TAIPEI 101 聯名卡, hs_name=, hs_updated_by_user_id=60412388}, id=57339304671, table_id=4702394, table_name=product_money101})

 

LINE Pay 回饋怎麼賺最高？中國信託 LINE Pay卡回饋大彙整

HSBC_cashback

海外刷 LINE Pay 信用卡 2.8%回饋

海外網購免精算 無腦刷LINE Pay 最划算 2023年激夯回饋神卡馬上辦

Redeeming Citi - Vouchers

好康數不完

串流影音訂閱 LINE Points 10%回饋

指定期間以 LINE Pay VISA 卡別支付串流影音（Netflix/ Disney+/ Steam/ Spotify) 或 UberEats 訂閱，登陸皆享 10% LINE Points 回饋

出國消費遊開心 最高享 5%回饋

活動指定期間，國外旅遊日韓泰新實體店消費除原海外消費2.8%回饋外，加碼最高享 2.2% LINE Points 回饋

卡面最用心 熊大兔兔搭配台灣在地特色

中國信託 LINE Pay 卡哇伊卡面 珍奶、小籠包、鳳梨酥、天燈任你選

一點抵一元 兌點最多元

出門免錢包，行動支付輕鬆付 全台萬家百貨、超商、量販狂兌換

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  • 步驟② - 可使用FB/Google帳號讓您一鍵快速註冊，您也可以自行輸入email方式註冊會員 提醒您：密碼設定須符合相關條件，請使用英文輸入法鍵入。

  • 步驟③ - 填入您的手機號碼進行驗證，下一步您將收到「簡訊安全碼」或是選擇「電郵驗證」 提醒您，若您一直收不到手機驗證碼或是手機號碼驗證失敗：

檢查點１：請您再次檢查您輸入的手機號碼是否正確，例如+886 912345678 (僅接受台灣手機號碼註冊)

檢查點２：當時網頁繁忙而造成系統未發出驗證碼，請您稍後再試

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檢查點４：部分手機號碼系統會自行評斷可能為非正常號碼或電信端亦產生阻擋而無法收取驗證碼，需請重新使用其他手機號碼來註冊，通過驗證碼階段您下一步可選擇以「電郵認證」，未來您即可使用電郵認證，不須透過該手機號碼。

  • 步驟④ - 輸入「簡訊驗證碼」後，恭喜你已經註冊成功！

本公司不提供代辦服務，使用此網站即視為同意我們的服務條款及隱私政策，以上資訊為Money101整理僅供參考，詳細資訊以中國信託(CTBC)實際公告為準。

 

中國信託信用卡申辦常見問與答

儘管每間銀行略有差異，但一般情況下，您需要遞送信用卡申請書及財力證明給發卡銀行，這些申請文件會由信用卡部門進行初步審核，接著會由銀行徵信人員會去調閱您的信用紀錄，確定為申請人本人。通過徵信審核後，銀行會根據內部的風險管理原則，決定給予您多少信用卡額度。最後，信用卡會以掛號或快遞的方式送達您指定地址，整個過程需時約 7 - 10 個工作日。

中國信託 LINE Pay 分別推出 LINE Pay 簽帳金融卡與 LINE Pay 信用卡，兩者差別在哪裡？LINE Pay 金融卡的額度是依照銀行戶頭金額多寡，意思是若要使用，必須在中國信託裡有存款帳戶並有儲蓄金額。而LINE Pay 信用卡則是個人的信用卡額度，無須設置該行賬戶即可使用。

持已綁定之 LINE Pay金融卡使用一卡通功能搭乘全台大眾運輸交通工具，即具有 LINE Points 點數回饋資格。活動期間內如當月份累積消費每滿新臺幣100元，可獲得LINE POINT 1點回饋，回饋點數無上限。 大眾運輸交通包含：捷運輕軌、台鐵、公車客運、公共自行車、渡輪。

中國信託信用卡推薦，包含中國信託中油聯名卡、中國信託 LINE Pay 信用卡、中信英雄聯名卡、中信商旅鈦金卡、中信 Taipei 101 聯名卡。另行動支付正夯，猶豫綁定哪張最划算？手機支付族推薦這幾張卡。

中國信託機場接送禮遇，優惠合作廠商：和雲行動服務股份有限公司、肯驛國際股份有限公司。 一、接送範圍：台灣本島指定單一定點接送至桃園國際機場、高雄小港國際機場、台北松山機場或台中清泉崗機場及全台所有高鐵站，且本服務僅提供一般平面道路機場接送服務，恕不配合指定進入地下/立體停車場，或搬運行李至客戶指定地點，如：搬運行李上/下樓。 二、服務專線：0800-050-505 三、兌換說明：一次交通禮遇次數，可兌換一次單趟機場接或送服務 欲查詢更多中國信託機場接送詳細資訊可至中國信托官方網站查詢。

同一車次出車親友同行不另加價，但須增加停靠站時，應事先預約登記，每增加一處停靠站(限與接機時之目的地及送機時之出發地點位於同一縣市同一行政區)向持卡人加收費用200元，若增加之停靠站為不同行政區，並視其距離加收費用，費用於預約時告知;費用請於預約接送服務時，以本行信用卡支付(本行保留接受客戶加點停靠之權利)。

 

為什麼別人都知道信用卡的優惠訊息，而你總是錯過呢? 信用卡的優惠訊息通常會隨著帳單一起寄出給您，或者是官網也會不定時的公告，有些銀行甚至會寄簡訊提醒您。如果這些資訊管道對您來說都太複雜，畢竟每個人手上都不只一張卡，訊息太多相當錯亂。最簡單方便的就是關注Money101專欄文章或粉絲團訊息，認真的編輯們總是努力為您掌握第一手訊息。

市面上流通的信用卡功能包羅萬象，但不會有一張卡就能滿足所有的需求，而且，卡友權益也時有更新，因此，必須先了解自己平時的消費型態，依照自己的需求去申辦，才能滿足您的需求。Money101編輯群依照時下最新、最熱門的討論為您整理分析比較各種功能的信用卡，建議您可以關注我們的專欄文章或粉絲團訊息，找到最適合您的信用卡。